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David Sun, J.D., Tax LL.M.

Mortgage Loan Originator

NMLS# 1953227

DRE# 02127791

✉ david.sun@gmccloan.com | Apply loan

Licensed in CA, FL, HI, TX, VA, and WA

1350 Bayshore Highway, Suite 740
Burlingame, CA 94010

Company licensed in 48 states

NMLS# 254895 

Equal Opportunity Employer and Equal Housing Lender

平等机会雇主和平等住房贷款机构。

 

Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term. General Mortgage Capital Corporation and eMeta Funding are licensed in the following state: Alabama – NMLS: 23260, Arkansas – NMLS: 129989, Arizona – NMLS: 1026178, California CFL – NMLS: 60DBO-66060, California DRE – NMLS: 01509029, Colorado – NMLS: 254895, Connecticut – NMLS: 254895, Delaware – NMLS: 038061, Florida – NMLS: MLD2191, Georgia – NMLS – 254895, Hawaii – NMLS: HI-254895, Idaho- NMLS: MBL-2080254895, Illinois – NMLS: MB.6761662, Indiana – NMLS: None, Iowa – NMLS: 2022-0038, Kansas- NMLS: MC.0025844, Kentucky – NMLS: MC782027, Louisiana – NMLS: 254895, Maryland – NMLS: 254895, Maine- NMLS: 254895, Massachusetts – NMLS: MC254895, Michigan – NMLS: FR0024243, Minnesota – NMLS: MO-MN-254895, Mississippi – NMLS:254895, Missouri – NMLS: 254895, Montana – NMLS: 254895, Nevada – NMLS: 5419, Nebraska – NMLS: 254895, New Hampshire – NMLS: 24850-MB, New Jersey – NMLS: 254895, New Mexico: NMLS – 254895: North Carolina – NMLS: L-208502, North Dakota – NMLS; MB104140, Oklahoma – NMLS: ML014608, Ohio – NMLS: RM.804881.000, Oregon – NMLS: 254895, Pennsylvania – NMLS: 96566, Rhode Island – NMLS: None, South Carolina – NMLS: 254895, Tennessee – NMLS: 254895, Texas – NMLS: 254895, Utah – NMLS: 12679832, Vermont – NMLS: LL-254895, Virginia – NMLS: MC-7314, Washington – NMLS: CL-254895, Washington DC – NMLS: MLB254895, West Virginia – NMLS: ML-254895, Wisconsin – NMLS: 254895BA, Wyoming – NMLS: 4763.

 

利率和年利率 (APR) 基于当前市场利率,仅供参考,如有更改,恕不另行通知,并且可能会受到与房产类型、贷款金额、贷款价值比相关的附加定价的影响 、信用评分和其他变量——请致电了解详情。 这不是信贷决定或贷款承诺。 根据贷款指南,可能需要抵押贷款保险。 如果需要按揭保险,按揭保险费可能会增加 APR 和每月按揭供款。 可能提供额外的贷款计划。 APR 反映了您的贷款每年的实际成本,考虑了利息、大部分关闭成本、折扣点(也称为“点”)和贷款发起费用等项目。 一分是抵押贷款金额的 1%(例如,100,000 美元的贷款为 1,000 美元)。 您的每月付款不是基于 APR,而是基于您票据上的利率。 可调利率抵押贷款 (ARM) 利率假设在初始固定期限后金融指数没有增加。 ARM 费率和每月付款在固定期限后可能会增加:ARM 的期限为 30 年。 General Mortgage Capital Corporation 和 eMeta Funding 在以下州获得许可:阿拉巴马州 - NMLS:23260,阿肯色州 - NMLS:129989,亚利桑那州 - NMLS:1026178,加利福尼亚州 CFL - NMLS:60DBO-66060,加利福尼亚州 DRE - NMLS:01509029,科罗拉多州 - NMLS:254895,康涅狄格州 - NMLS:254895,特拉华州 - NMLS:038061,佛罗里达州 - NMLS:MLD2191,佐治亚州 - NMLS - 254895,夏威夷 - NMLS:HI-254895,爱达荷州 - NMLS:MBL-2080254895,伊利诺伊州 - NMLS:MB。 NMLS:MC254895,密歇根 - NMLS:FR0024243,明尼苏达 - NMLS:MO-MN-254895,密西西比 - NMLS:254895,密苏里 - NMLS:254895,蒙大拿 - NMLS:254895,内华达 - NMLS:5419,内布拉斯加州 - NMLS: 254895, 新罕布什尔州 – NMLS:24850-MB,新泽西州 – NMLS:254895,新墨西哥州:NMLS – 254895:北卡罗来纳州 – NMLS:L-208502,北达科他州 – NMLS; MB104140,俄克拉荷马州 - NMLS:ML014608,俄亥俄州 - NMLS:RM.804881.000,俄勒冈州 - NMLS:254895,宾夕法尼亚州 - NMLS:96566,罗德岛 - NMLS:无,南卡罗来纳州 - NMLS:254895,田纳西州 - NMLS:254895,德克萨斯州 - NMLS:254895,犹他州 - NMLS:12679832,佛蒙特州 - NMLS:LL-254895,弗吉尼亚州 - NMLS:MC-7314,华盛顿 - NMLS:CL-254895,华盛顿特区 - NMLS:MLB254895,西弗吉尼亚州 - NMLS:ML-254895, 威斯康星州 - NMLS:254895BA,怀俄明州 - NMLS:4763。